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Spendbase

Spendbase

Profile last updated May 2025

About

About

Spendbase is a spend management platform designed to break your old habits around corporate expenses and introduce a radically different way of building cost efficiency. With procurement, accounts payable, and virtual cards, our easy-to-use platform sets you on a journey of optimisation you thought was impossible. In partnership with Moorwand, we offer virtual cards powered by Mastercard, with universal acceptance and flexible payment options. You can send instant payments in the UK and EU via the Faster Payments network and SEPA. You also get up to 100 cards per organisation for subscriptions, projects, and one-off purchases. Easily divide balances between virtual accounts, issue, assign, or lock cards easily, set spending limits, and get cashback on each transaction (soon). On top of that, we provide discounts for SaaS and cloud tools to free up funds you could use more efficiently than overpaying for subscriptions.


Our target clients

Our target clients

Supported languages

    German • English • Spanish • Polish • Ukrainian

Supported businesses

    Micro/small/medium (multiple shareholders) • Large • Startup

Target markets

  • Service provider operates in a broad range of markets and regions.

Target industries

  • Service provider accepts a broad range of industries.

Services and pricing

Services and pricing

IBAN provider
Free
IBAN provider
Free
SEPA payments
Free
SEPA payments
Free
Business banking account
Free
Business banking account
Free
International payments
Free
International payments
Free
Debit/credit/pre-paid card
Upon request
Debit/credit/pre-paid card
Upon request

Estonian VAT is not applicable to these prices


Eligibility

Eligibility

1. The company should be registered in the UK or the EEA.

2. The company should have a physical office.

3. Operate in any industry except those prohibited.


Restrictions

Restrictions

We only work with companies, not individuals. Additionally, we do not provide services to companies based in Russia/Belarus or with Russian/Belarusian business operations.

Here is the list of prohibited countries for onboarding - https://docs.google.com/spreadsheets/d/1D0nJdBdtStAszPGeOcuzLLr6rRwJv-ZP_kVHdd_tE3k/edit?usp=sharing

Here is the list of prohibited industries for onboarding - https://docs.google.com/spreadsheets/d/1y9TtTAT7pm7yuf0-Sde4GEbMJxyRwgpPtul-FAdeP2o/edit?usp=sharing


Reviews

Newest first

Vadym Synzheretskyi

June 2025

June 2025

What really sets Spendbase apart for me is how it allows us to create budgets and sub-accounts. This way, we can allocate specific funds to departments and projects, and control how money is spent. Virtual cards are a great addition, as they make it easy to track expenses per department. This is a must-have for any company trying to keep spending in check.

0 Found helpful


Oksana Budz

June 2025

June 2025

One of the things I like about Spendbase is how user-friendly it is. Setting up multi-currency accounts and issuing virtual cards for employees was quick and easy. The transparency around spending has been great, too—we can see exactly where the money is going and track it in real-time. Spendbase’s approach to spend management and cloud savings has really streamlined our financial operations.

0 Found helpful


Volodymyr Leshchenko

June 2025

June 2025

I've been impressed by how easy Spendbase makes managing company expenses. For us, it’s all about spending wisely, keeping costs under control, and building a transparent process. The virtual cards are an ideal tool for tracking individual spending, and assigning them to specific departments or projects keeps everything well organized. What stands out is how effectively Spendbase lets us separate budgets within our accounts – this has been essential for maintaining control over our cash flow. One more point: the mobile app is intuitive and offers real-time spending insights, making it easy to manage everything on the go. Thanks, guys!

0 Found helpful


Nadiia Yuzkova

June 2025

June 2025

I like the platform! Managing our cloud and SaaS subscriptions used to be such a pain, but Spendbase has made it a lot easier. The software and cloud discounts alone have saved us a good amount. The best part is that everything is in one place - banking, payments, and expenses. Highly recommend

0 Found helpful


Yegor Kaplun

June 2025

June 2025

One of the most useful features of Spendbase is the sub-accounts and budgeting capabilities. As a growing company, keeping our expenses in check is crucial. With Spendbase, we’ve been able to allocate specific amounts to different projects, teams, and expenses, which has improved visibility across the board. The virtual cards attached to each budget help us track exactly how the money is being spent, and the platform’s ability to categorize transactions in real time makes budgeting easier. It's a great way to ensure that every penny is accounted for, and we're excited to see how this feature continues to develop.

1 Found helpful