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Spendbase

Spendbase

Profile last updated May 2025

About

About

Spendbase helps e-residents with digital banking that allows them to issue corporate cards, set custom spending rules, and earn cashback - all in one place. It lets you manage all your finances in one place, so you can stop worrying about tracking everything in spreadsheets, and it automatically pulls in invoices for you.

Companies can create their own accounts, onboard, and use their company IBAN to receive money and send it to third-party IBANs. With the launch of corporate cards, the company can divide the balance between different virtual accounts, issue, assign, or lock cards unlimitedly, set spending limits, get cashback on each transaction and get automated spending reports.

We also provide discounts for SaaS and cloud tools, track software usage, identify duplicated subscriptions, helping e-residents reduce unnecessary expenses. This helps businesses focus on growth.


Our target clients

Our target clients

Supported languages

    German • English • Spanish • Polish • Ukrainian

Supported businesses

    Micro/small/medium (multiple shareholders) • Large • Startup

Target markets

  • Service provider operates in a broad range of markets and regions.

Target industries

  • Service provider accepts a broad range of industries.

Services and pricing

Services and pricing

IBAN provider
Free
IBAN provider
Free
SEPA payments
Free
SEPA payments
Free
Business banking account
Free
Business banking account
Free
International payments
Free
International payments
Free
Cryptocurrency exchange
Basic Mastercard Currency Rate, without additional fee from our side
Cryptocurrency exchange
Basic Mastercard Currency Rate, without additional fee from our side
Debit/credit/pre-paid card
Upon request
Debit/credit/pre-paid card
Upon request

Estonian VAT is not applicable to these prices


Restrictions

Restrictions

We only work with companies, not individuals. Additionally, we do not provide services to companies based in Russia/Belarus or with Russian/Belarusian business operations.

Here is the list of prohibited countries for onboarding - https://docs.google.com/spreadsheets/d/1D0nJdBdtStAszPGeOcuzLLr6rRwJv-ZP_kVHdd_tE3k/edit?usp=sharing

Here is the list of prohibited industries for onboarding - https://docs.google.com/spreadsheets/d/1y9TtTAT7pm7yuf0-Sde4GEbMJxyRwgpPtul-FAdeP2o/edit?usp=sharing


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