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Profile last updated February 2025

About

About

Wise is a global technology company building the best way to move and manage money around the world. We were founded in 2011 with the vision of making international money movement fast, affordable, convenient and transparent. With Wise, you can create a multi-currency account which allows you to send, receive and hold and spend money in 40+ currencies. Our tools are designed to help make your business expansion into a new country as simple as possible. 



Our target clients

Our target clients

Supported languages

    German • English • Spanish • French • Hungarian • Italian • Japanese • Polish • Portuguese • Russian

Supported businesses

    Freelancer (single shareholder) • Micro/small/medium (multiple shareholders) • Large • Non-profit association

Target markets

  • Service provider operates in a broad range of markets and regions.

Target industries

  • Service provider accepts a broad range of industries.

Licences

Licences


Services and pricing

Services and pricing

SEPA payments
Depends on currency route and amount
SEPA payments
Depends on currency route and amount
Share capital contribution payments (and proof letter)
Upon request
Share capital contribution payments (and proof letter)
Upon request
Debit/credit/pre-paid card
Free
Debit/credit/pre-paid card
Free
International payments
Depends on currency route and amount
International payments
Depends on currency route and amount
IBAN provider
Upon request
IBAN provider
Upon request
SWIFT
Upon request
SWIFT
Upon request
Business banking account opening
45 EUR
Business banking account opening
45 EUR
Business banking account
Free
Business banking account
Free
Local banking details for USA, UK, Euro, Singapore, Canada, Turkey, Hungary, Romania, Australia, and New Zealand (one time setup fee, access to all of them)
20 EUR
Local banking details for USA, UK, Euro, Singapore, Canada, Turkey, Hungary, Romania, Australia, and New Zealand (one time setup fee, access to all of them)
20 EUR
Fintech
-
Fintech
-

Prices include Estonian VAT (22%)


Eligibility

Eligibility

Officially registered business (business registrations documents); Physical address of the business owner


Restrictions

Restrictions

All, except restricted industries; See restricted business categories from Wise Acceptable Use Policy


Reviews

Newest first

Raul Jose Reynozo Curiel

January 2025

January 2025

This electronic bank is the most arbitrary bank I have ever known and we have had a totally illegal and dangerous experience that we have seen, after starting to receive income and at the moment of receiving a transfer of 990 thousand dollars of investments in our account, they have deactivated us the account and they have stolen our money and we have been calling support for more than 1 month and the only thing they do is say that they escalate your case to another person without giving you an answer as to why they decide to deactivate your company account and look for a way to steal from you the money without giving a legal and correct explanation

2 Found helpful


Murat Cesme

January 2025

January 2025

It was the worst service I have ever received. They closed my account without giving a reason, even though I submitted all the documents. Their customer service is a disgrace, they are very amateur, definitely stay away.

2 Found helpful


Jan Christer Nordin

April 2024

April 2024

Beware of this bank. I have struggled for more than a week to get my earlier account up and going after completing some details. The support is very bad, one hand doesn´t know what the other hand do. My cards aren´t activated, they are still blocked for some reason although on their site they are ready to use.

4 Found helpful


Timur Egorov

April 2024

April 2024

They deactivate your business account without explanation, blocking access to your funds, amount to tens of thousands of euros, and leave you without any information for weeks. There's a large community of frustrated business owners experiencing the same situation.

6 Found helpful


Jorge Diaz-Crespo Valdes

January 2024

January 2024

Total Disappointment: Impossible to Open a Wise Account with e-Residency My attempt to open a Wise account using e-Residency has been nothing short of frustrating and utterly disheartening. After hours of trying, I came to the bitter realization that Wise does not recognize this document as valid. To make matters worse, instead of receiving assistance or any form of resolution, I was permanently banned from the service. It's hard not to feel deceived upon realizing that Wise's supposed efficient and groundbreaking service seems to be a sham, intended solely to garner publicity through the Estonian government. Following this ordeal, I cannot in good faith recommend Wise's usage, as it appears more of a scam than a legitimate service. In summary, if you're contemplating using Wise with your e-Residency, I urge you to think twice and explore other, more reliable and transparent options. My advice is to steer clear of this service altogether, as my experience has been nothing short of a waste of time and a total letdown.

5 Found helpful