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Profile last updated June 2025

About

About

Wise is a global technology company building the best way to move and manage money around the world. We were founded in 2011 with the vision of making international money movement fast, affordable, convenient and transparent. With Wise, you can create a multi-currency account which allows you to send, receive and hold and spend money in 40+ currencies. Our tools are designed to help make your business expansion into a new country as simple as possible. 



Our target clients

Our target clients

Supported languages

    German • English • Spanish • French • Hungarian • Italian • Japanese • Polish • Portuguese • Russian

Supported businesses

    Freelancer (single shareholder) • Micro/small/medium (multiple shareholders) • Large • Non-profit association

Target markets

  • Service provider operates in a broad range of markets and regions.

Target industries

  • Service provider accepts a broad range of industries.

Licences

Licences


Services and pricing

Services and pricing

SEPA payments
Depends on currency route and amount
SEPA payments
Depends on currency route and amount
Share capital contribution payments (and proof letter)
Upon request
Share capital contribution payments (and proof letter)
Upon request
Debit/credit/pre-paid card
Free
Debit/credit/pre-paid card
Free
International payments
Depends on currency route and amount
International payments
Depends on currency route and amount
IBAN provider
Upon request
IBAN provider
Upon request
SWIFT
Upon request
SWIFT
Upon request
Business banking account opening
45 EUR
Business banking account opening
45 EUR
Business banking account
Free
Business banking account
Free
Local banking details for USA, UK, Euro, Singapore, Canada, Turkey, Hungary, Romania, Australia, and New Zealand (one time setup fee, access to all of them)
20 EUR
Local banking details for USA, UK, Euro, Singapore, Canada, Turkey, Hungary, Romania, Australia, and New Zealand (one time setup fee, access to all of them)
20 EUR
Fintech
-
Fintech
-

Prices include Estonian VAT (22%)


Eligibility

Eligibility

Officially registered business (business registrations documents); Physical address of the business owner

Restrictions

Restrictions

All, except restricted industries; See restricted business categories from Wise Acceptable Use Policy

Reviews

Newest first

Ahmet Sinan Kaya

April 2025

April 2025

whilst trying to open a business account, my account was deactivated. my non existent account. when I try to appeal it says my account has been deactivated. it is truly a horrible service.

Wise replied June 2025

Hello there, Ahmet. Deactivating accounts isn't something we take lightly. It's often a result of a conflict with our Customer Agreement, or due to a discrepancy with a financial law. We can't always share the exact reason for the deactivation, due to how we're regulated. However, you can find some possible reasons here: https://wi.se/accountdeactivation. For more help, please contact us at http://wi.se/help, by clicking "Trouble logging in?", select an issue, click "I still need help", then "Contact us” . We are happy to assist you. - Wise

1 Found helpful


Raul Jose Reynozo Curiel

January 2025

January 2025

This electronic bank is the most arbitrary bank I have ever known and we have had a totally illegal and dangerous experience that we have seen, after starting to receive income and at the moment of receiving a transfer of 990 thousand dollars of investments in our account, they have deactivated us the account and they have stolen our money and we have been calling support for more than 1 month and the only thing they do is say that they escalate your case to another person without giving you an answer as to why they decide to deactivate your company account and look for a way to steal from you the money without giving a legal and correct explanation

Wise replied June 2025

Hello there, Raul. We aren't a bank, but we're a regulated financial institution. We follow a strict series of rules in every country we operate it, so stealing is definitely not what we're doing here. We believe our customers deserve the best, so we’re sorry to hear that our support fell short of your expectations. We’re big on feedback, and anything you have to share is important to us. Deactivating accounts isn't something we take lightly. It's often a result of a conflict with our Customer Agreement, or due to a discrepancy with a financial law. We can't always share the exact reason for the deactivation, due to how we're regulated. However, you can find some possible reasons here: https://wi.se/accountdeactivation You can rest assured that your money is safe. We follow a strict set of rules set out by regulatory agencies in every country we operate in – like the FCA in the UK. These agencies protect you and the market we operate in. Our regulators also monitor us to make sure that what we say and do is in line with their standards. When we close an account with money in it, we have to complete due diligence checks. Once they’re completed, we’ll get in touch about refunding your money. In the meantime, if you have any questions or concerns, please contact us at https://wi.se/help by clicking "Trouble logging in?", select an issue, click "I still need help",  and then "Contact us". - Wise

8 Found helpful


Murat Cesme

January 2025

January 2025

It was the worst service I have ever received. They closed my account without giving a reason, even though I submitted all the documents. Their customer service is a disgrace, they are very amateur, definitely stay away.

Wise replied June 2025

Hello there, Murat. We know that having your account closed is frustrating, but we never do so without a reason. Account closure is usually a result of a conflict with our Terms of Use. We believe our customers deserve the best, so we’re sorry to hear that our support fell short of your expectations. We’re big on feedback, and anything you have to share is important to us. For more help, please contact us at http://wi.se/help, by clicking "Trouble logging in?", select an issue, click "I still need help", and then "Contact us”. - Wise

4 Found helpful


Jan Christer Nordin

April 2024

April 2024

Beware of this bank. I have struggled for more than a week to get my earlier account up and going after completing some details. The support is very bad, one hand doesn´t know what the other hand do. My cards aren´t activated, they are still blocked for some reason although on their site they are ready to use.

Wise replied June 2025

Hello there, Jan. We believe our customers deserve the best, so we’re sorry to hear that our support fell short of your expectations. When you open a bank account, you usually need to provide documents to verify details about yourself. Wise is no different. Verification is key to keeping our customers’ money safe. When there’s a delay, we need a little more time to verify the information you have shared. We’ll update you as soon as everything’s done on our side. For most customers, there's no separate activation step for your Wise card — you just need to make your first payment using Chip and PIN. For more help, please contact us at http://wi.se/help, by clicking "Trouble logging in?", select an issue, click "I still need help", and then "Contact us”. - Wise

5 Found helpful


Timur Egorov

April 2024

April 2024

They deactivate your business account without explanation, blocking access to your funds, amount to tens of thousands of euros, and leave you without any information for weeks. There's a large community of frustrated business owners experiencing the same situation.

Wise replied June 2025

Hello there, Timur. Deactivating accounts isn't something we take lightly. It's often a result of a conflict with our Customer Agreement, or due to a discrepancy with a financial law. We can't always share the exact reason for the deactivation, due to how we're regulated. However, you can find some possible reasons here: https://wi.se/accountdeactivation. You can rest assured that your money is safe. We follow a strict set of rules set out by regulatory agencies in every country we operate in – like the FCA in the UK. These agencies protect you and the market we operate in. Our regulators also monitor us to make sure that what we say and do is in line with their standards. When we close an account with money in it, we have to complete due diligence checks. Once they’re completed, we’ll get in touch about refunding your money.  We don't disclose information about businesses, every customer can contact us and we assist. For more help, please contact us at http://wi.se/help, by clicking "Trouble logging in?", select an issue, click "I still need help", and then "Contact us”. - Wise

7 Found helpful