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eFinance

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5.0

(6)

Profile last updated April 2026

About

eFinance works with SaaS companies, digital platforms, and marketplace businesses. Founders operating complex digital structures that require a firm with direct experience in how they generate, classify, and manage revenue.

The registration process includes a structured diagnostic session in which the founder's business model is reviewed in detail: revenue mechanics, customer geography, VAT exposure, contractor arrangements, and operational structure, before the company is formed.

Ongoing accounting is handled by a dedicated team with direct experience in digital business compliance: OSS scheme management, revenue reconciliation across payment platforms, cross-border payroll, and proactive identification of structural issues as the business grows.

Services are designed for founders and operators whose structure, VAT position, and reporting need to be correct from the outset, because the cost of subsequent correction is material.

Our target clients

Supported languages

    EnglishEstonianRussian

Supported businesses

    Micro/small/medium (multiple shareholders)Startup

Target markets

  • Service provider operates in a broad range of markets and regions.

Target industries

    Consultation servicesEducation / Science / ResearchITMarketing / Advertising / PRSaaS / Digital services

Licences

Packages and pricing

2525 EUR/Unit

Company Registration & Structural Setup

9 services included

Full Estonian OÜ formation with structural setup for digital business models. Includes a diagnostic session reviewing revenue structure, VAT exposure, customer geography, and operational model before incorporation. Legal address, contact person, and state fee included.

from 550 EUR/Month

Accounting for Digital Businesses

12 services included

Monthly accounting for SaaS companies, digital platforms, and online businesses with recurring, multi-stream, or high-value transaction revenue. Covers bookkeeping, VAT and OSS scheme management, Stripe and payment platform reconciliation, tax reporting, and proactive compliance monitoring.

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Prices exclude Estonian VAT (24%)

Services and pricing

e-Residency assistance (general and application consulting)
Included in plan
e-Residency assistance (general and application consulting)
Included in plan
Estonian company formation (including state fee)
Included in plan
Estonian company formation (including state fee)
Included in plan
Legal address & contact person
Included in plan
Legal address & contact person
Included in plan
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Prices exclude Estonian VAT (24%)

Restrictions

Not serving licenced business activities (including cryptocurrency companies).

Articles

Reviews

Newest first

Luís Miguel Bacelar Rodrigues De Carvalh

October 2023

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October 2023

Wow. What an amazing company and amazing people. They were able to take what is still a stressful thing to do and make it all feel so easy and controlled. I am eternally grateful for the help and the services that they have performed. I highly recommend that one thinking of using those services, that they contact eFinance to help them through the whole process. Keep the great work!!!!!

eFinance replied October 2023

Thank you for the awesome feedback, Luís Miguel! We're thrilled to hear that everything went smoothly for you. Your kind words and recommendation mean the world to us. Rest assured, we'll keep doing our best to make things easy for everyone. Cheers to more great experiences! 🌟

2 Found helpful


Arlene Schulte-Vennbur

May 2023

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May 2023

When we decided to go for eFinance, we first had a few problems, since they made some changes to their website and a few things did not work as expected. But they were super helpful and we managed to form the company via the chat on the website, everything worked totally fine from then on. They are always within reach, answer questions quite quickly and are very kind. We are happy with our decision and would recommend eFinance all the way through.

3 Found helpful


Ghoncheh Hassan

January 2023

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January 2023

I switched to eFinance after having several issues with a previous provider. They have been truly phenomenal even before I took them on as a provider with their step-by-step breakdown of the steps needed to onboard. Their support is timely, their advice is solid, the guidance they provide at every step shows that they have deep knowledge and expertise in their field and they have managed to answer every question I have asked whilst providing exceptional granular support through all of the various processes. As I am a native English speaker, having them help through new processes and guiding me through foreign language documentation has saved me a lot of time, effort and energy and I plan to continue using them for my next business as well. I can honestly say, this is the best service I have received from any kind of service provider in a long time and it's truly worth every cent.

eFinance replied January 2023

Thank you for taking the time to provide feedback on our company. Your input is invaluable to us and we appreciate it!

4 Found helpful


Serhii Stepanov

November 2022

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November 2022

I highly recommend this company as a service provider for company incorporation and accounting. The staff is knowledgeable and can answer your questions in detail. The company incorporation process can be a stressful and confusing one, but with the help of this company it's an easy process. They handle everything related to accounting for you so you can take care of all your other tasks worry-free.

4 Found helpful


Dmytro Trunov

November 2022

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November 2022

I created a company in Estonia for the first time. It was very important for me to find a provider of the most basic and necessary services. I chose this company because they have excellent service and also favorable prices for accounting services. I recommend it to everyone who starts a business in Estonia.

eFinance replied November 2022

Thanks for the review, Dmytro. We're excited to hear your feedback. If you need anything at all, don't hesitate to ask!

7 Found helpful