
Genome
Genome
Profile last updated December 2025
About
About
Genome is a pan-European electronic money institution licensed and supervised by the Bank of Lithuania. We provide an all-in-one finance ecosystem in 50+ countries, fully online.
Services available for you:
Pricing packages are available for both low-risk and high-risk businesses, ensuring tailored financial solutions for every need.
Discover streamlined global transactions with Genome, designed to simplify business finance without compromising on speed or security.
Our target clients
Our target clients
Supported languages
- English • French • German • Italian • Lithuanian • Norwegian • Spanish • Ukrainian
Supported businesses
- Freelancer (single shareholder) • Micro/small/medium (multiple shareholders) • Large
Target markets
- Service provider operates in a broad range of markets and regions.
Target industries
- Service provider accepts a broad range of industries.
Banking details
Banking details
Type of institution
- Authorized Payment Institution
Location of headquarters
- Lithuania
Supported currencies
- EUR - Euro
IBAN receiving bank details
- Lithuania
Online application available
- Yes
Additional in-person visit needed for applying
- No
Substantial business connection to Estonia required
- No
Approximate application processing time in business days
- up to 1 business day
Monthly subscription fee
10-100€
Transaction fee
See website
Currency conversion inside the account fee
1%
Payment gateway and processing services
- Yes
Licence and certification
Licence and certification
Certification
Packages and pricing
Packages and pricing
First 100 virtual debit cards for 1 EUR each
1 service included
Prices include Estonian VAT (24%)
Services and pricing
Services and pricing
Prices include Estonian VAT (24%)
Campaigns
Campaigns
Free transfers between Genome users
27 May – 31 December 2025
Open a business account at Genome and get unlimited free money transfers between Genome users. Whether you're sending or receiving, direct payments inside Genome come at no cost. Onboard online and access a dedicated EUR IBAN.
Get 100 virtual debit cards for business - just €1 each
27 May – 31 December 2025
Business wallet users can activate the first 100 corporate virtual debit cards for just 1 EUR/card. Order your virtual cards in just a couple of taps and start using them within minutes. Link cards to accounts in EUR, USD, GBP, PLN, CHF, CZK, HUF, or SEK.
Send and receive instant EUR payments!
27 May – 31 December 2025
Unlock instant money transfers for your business payments in euros - the fastest way to transfer funds in the SEPA area! Facilitate your transfers online with just a few clicks - from your home, office, or on the go! The payment will arrive within seconds!
Eligibility
Eligibility
1. Fill in the KYC form and upload corporate documents
2. If data isn’t available from official registries, we’ll ask you to provide it.
3. We may request a recent utility bill as proof of address
4. UBOs must submit a valid ID document
5. The director or authorized representative must complete online identity verification.
6. High-risk level clients may be asked for additional documents.
For details, see Genome's guide to account opening.
Restrictions
Restrictions
Articles
Articles
Reviews
Uladzislau Prudnikau
November 2025
November 2025
Unfortunately they are Nazist, and do not even hide it. I opened an account, and they blocked me without any warning on the very next day. I had to reach out their support by myself to ask what was the reason – well they said literally "we don't work with people of your nationality". Even though I am legal permanent resident of EU, live and pay taxes here for years. Crazy!
Genome replied November 2025
Hello, thank you for your comment. Genome operates under strict EU and international regulations that prohibit us from providing services to residents or nationals of certain countries. Your account verification was automatically declined in line with these requirements, and this was communicated by our support team.
Allan Henderson Edmond Jr
April 2025
April 2025
Becarful they might be scammers, I signed up for an account with Genome. As I was going through the verification process, I submitted a USA government issued Drivers License and it got rejected, this was the email Genome sent me. Your account didn’t pass the verification because you have used the wrong type of document. Please, go back to your dashboard, proceed to verification and add the correct type of document. So I uploaded my passport and Genome shut down my account and got this email. We are closing your wallet according to our T&C Dear client, Please be informed that under our Terms and Conditions (Clauses 12 and 20), and our internal Risk and AML Policies, we are closing your individual Genome wallet 105XXXXXXX with immediate effect. You can read more about our Terms and Conditions here: https://genome.eu/terms If you disagree with our decision, you may first file a complaint with Genome. If you are not satisfied with our response, you have the right to escalate your claim through the Bank of Lithuania's electronic consumer dispute resolution system and/or directly with the Bank of Lithuania. Best regards, Genome team My question is why do you need to see two offical ID documents to just close the account? Seems very odd becareful with this company. They maybe scammers.
Cecil Eduardo Campos Costa
November 2023
November 2023
After being disappointed with Wise as they said any new Estonia comapny shall be in a waiting list, I decided to search for another service which could give me am IBAN. Everything went fine, and after submiting my documents, I got my IBAN approved in less than 5 min. Will update here in case I change my opinion.