Skip to content

Genome

Genome

Profile last updated November 2024

About

About

Genome is an Electronic Money Institution licensed and supervised by the Bank of Lithuania. Genome is a financial platform that enables fast, easy, low-cost, and secure transfers worldwide.


Open a dedicated EUR IBAN account for seamless transfers, including SEPA Instant for cost-effective transactions across Europe and SWIFT for international payments.


With Genome, you can access robust tools for mass payments and opt for physical or virtual Visa cards to manage expenses wherever you are. 


Pricing for low-risk businesses and pricing for high-risk businesses are both available, providing financial solutions suited to every need.


Discover streamlined global transactions with Genome, designed to simplify finances without compromising on speed or security.


Our target clients

Our target clients

Supported languages

    German • English • Spanish • French • Italian • Lithuanian • Norwegian • Ukrainian

Supported businesses

    Freelancer (single shareholder) • Micro/small/medium (multiple shareholders) • Large

Target markets

  • Service provider operates in a broad range of markets and regions.

Target industries

  • Service provider accepts a broad range of industries.

Services and pricing

Services and pricing

Initial EUR IBAN account opening
100 EUR
Initial EUR IBAN account opening
100 EUR
Business banking account
Upon request
Business banking account
Upon request
Monthly account fee
10 EUR
Monthly account fee
10 EUR
Multi currency account
Free
Multi currency account
Free
SEPA outgoing Credit and Instant Transfers
1 EUR
SEPA outgoing Credit and Instant Transfers
1 EUR
SEPA incoming Credit and Instant Transfers
1 EUR
SEPA incoming Credit and Instant Transfers
1 EUR
Top up by non Genome card
5%
Top up by non Genome card
5%
International SWIFT outgoing transfers
20 EUR
International SWIFT outgoing transfers
20 EUR
International SWIFT incoming transfers
10 EUR
International SWIFT incoming transfers
10 EUR
Virtual card activation
1 EUR
Virtual card activation
1 EUR
Physical card issuing
10 EUR
Physical card issuing
10 EUR
Physical card delivery
8 EUR
Physical card delivery
8 EUR

Prices include Estonian VAT (22%)


Eligibility

Eligibility

1. Fill in the KYC information and upload corporate documents.
When possible, Genome obtains information about the company from official business registries. If not, we will request that the company provide those.
2. We might ask for a Utility Bill as proof of address.
3. We do ask the UBOs for a copy/picture of a valid identity document. The company's director/their representative must go through online identity verification.

For high-risk clients, we might ask for additional documents.


Restrictions

Restrictions

The company and its director (or other person authorized by the POA to apply for the account) have to be from the countries listed here.

The company is accepted only if all UBOs are from the following countries.

We do not start any business relations with the companies that are registered, have their directors, UBOs in the following countries.

The company's business industry should not be included in our list of prohibited activities.


Reviews

Newest first

Allan Henderson Edmond Jr

April 2025

April 2025

Becarful they might be scammers, I signed up for an account with Genome. As I was going through the verification process, I submitted a USA government issued Drivers License and it got rejected, this was the email Genome sent me. Your account didn’t pass the verification because you have used the wrong type of document. Please, go back to your dashboard, proceed to verification and add the correct type of document. So I uploaded my passport and Genome shut down my account and got this email. We are closing your wallet according to our T&C Dear client, Please be informed that under our Terms and Conditions (Clauses 12 and 20), and our internal Risk and AML Policies, we are closing your individual Genome wallet 105XXXXXXX with immediate effect. You can read more about our Terms and Conditions here: https://genome.eu/terms If you disagree with our decision, you may first file a complaint with Genome. If you are not satisfied with our response, you have the right to escalate your claim through the Bank of Lithuania's electronic consumer dispute resolution system and/or directly with the Bank of Lithuania. Best regards, Genome team My question is why do you need to see two offical ID documents to just close the account? Seems very odd becareful with this company. They maybe scammers.

0 Found helpful


Cecil Eduardo Campos Costa

November 2023

November 2023

After being disappointed with Wise as they said any new Estonia comapny shall be in a waiting list, I decided to search for another service which could give me am IBAN. Everything went fine, and after submiting my documents, I got my IBAN approved in less than 5 min. Will update here in case I change my opinion.