
Genome
Genome
Profile last updated June 2025
About
About
Genome is a pan-European electronic money institution licensed and supervised by the Bank of Lithuania. We provide all the essential financial services for businesses in over 50 countries completely online!Services available for you:
Pricing for low-risk businesses and pricing for high-risk businesses are both available, providing financial solutions suited to every need.
Discover streamlined global transactions with Genome, designed to simplify finances without compromising on speed or security.
Our target clients
Our target clients
Supported languages
- German • English • Spanish • French • Italian • Lithuanian • Norwegian • Ukrainian
Supported businesses
- Freelancer (single shareholder) • Micro/small/medium (multiple shareholders) • Large
Target markets
- Service provider operates in a broad range of markets and regions.
Target industries
- Service provider accepts a broad range of industries.
Licence and certification
Licence and certification
Certification
Packages and pricing
Packages and pricing
First 100 virtual debit cards for 1 EUR each
1 service included
Prices include Estonian VAT (24%)
Services and pricing
Services and pricing
Prices include Estonian VAT (24%)
Campaigns
Campaigns
Free transfers between Genome users
27 May – 31 December 2025
Open a business account at Genome and get unlimited free money transfers between Genome users. Whether you're sending or receiving, direct payments inside Genome come at no cost. Onboard online and access a dedicated EUR IBAN.
Get 100 virtual debit cards for business - just €1 each
27 May – 31 December 2025
Business wallet users can activate the first 100 corporate virtual debit cards for just 1 EUR/card. Order your virtual cards in just a couple of taps and start using them within minutes. Link cards to accounts in EUR, USD, GBP, PLN, CHF, CZK, HUF, or SEK.
Send and receive instant EUR payments!
27 May – 31 December 2025
Unlock instant money transfers for your business payments in euros - the fastest way to transfer funds in the SEPA area! Facilitate your transfers online with just a few clicks - from your home, office, or on the go! The payment will arrive within seconds!
Eligibility
Eligibility
1. Fill in the KYC form and upload corporate documents
2. If data isn’t available from official registries, we’ll ask you to provide it.
3. We may request a recent utility bill as proof of address
4. UBOs must submit a valid ID document
5. The director or authorized representative must complete online identity verification.
6. High-risk level clients may be asked for additional documents.
For details, see Genome's guide to account opening.
Restrictions
Restrictions
Articles
Articles
Reviews
Allan Henderson Edmond Jr
April 2025
April 2025
Becarful they might be scammers, I signed up for an account with Genome. As I was going through the verification process, I submitted a USA government issued Drivers License and it got rejected, this was the email Genome sent me. Your account didn’t pass the verification because you have used the wrong type of document. Please, go back to your dashboard, proceed to verification and add the correct type of document. So I uploaded my passport and Genome shut down my account and got this email. We are closing your wallet according to our T&C Dear client, Please be informed that under our Terms and Conditions (Clauses 12 and 20), and our internal Risk and AML Policies, we are closing your individual Genome wallet 105XXXXXXX with immediate effect. You can read more about our Terms and Conditions here: https://genome.eu/terms If you disagree with our decision, you may first file a complaint with Genome. If you are not satisfied with our response, you have the right to escalate your claim through the Bank of Lithuania's electronic consumer dispute resolution system and/or directly with the Bank of Lithuania. Best regards, Genome team My question is why do you need to see two offical ID documents to just close the account? Seems very odd becareful with this company. They maybe scammers.
Cecil Eduardo Campos Costa
November 2023
November 2023
After being disappointed with Wise as they said any new Estonia comapny shall be in a waiting list, I decided to search for another service which could give me am IBAN. Everything went fine, and after submiting my documents, I got my IBAN approved in less than 5 min. Will update here in case I change my opinion.